These Terms and Conditions govern your use of the Wealth Creatives website and services. By using our website, you agree to these Terms.
1. Services
Wealth Creatives provides financial wellness information and referrals to trusted third-party service providers (e.g., accredited debt counsellors, brokers). We do not provide licensed debt counselling ourselves.
2. No Financial Advice
Content on this website is for information purposes only and should not be considered financial advice. You should consult with accredited professionals before making decisions.
3. User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information.
- Use the website lawfully and respectfully.
- Not misuse or attempt to disrupt our services.
4. Third-Party Services
We may refer you to third-party providers. Wealth Creatives is not responsible for the actions, advice, or services of third-party providers. Your engagement with them is at your own discretion.
5. Limitation of Liability
Wealth Creatives is not liable for:
- Losses, damages, or claims arising from the use of third-party services.
- Errors, inaccuracies, or delays in services provided by partners.
6. Intellectual Property
All content, branding, and design on this website are the property of Wealth Creatives. You may not copy, reproduce, or use without permission.
7. Changes to Terms
Wealth Creatives may update these Terms from time to time. Updates will be posted on this page with a new effective date.
8. Governing Law
These Terms are governed by the laws of South Africa.